Terms & Conditions

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By clicking on the “I agree with the Terms of Service/Agreement” checkbox / submit button and utilizing the site, You (“User” or “You” or “Your”) agree to be legally bound by this User Agreement. If you do not accept the Agreement and are unwilling to be bound by it, do not click on the “I agree with the Terms of Service/Agreement” checkbox / submit button or use the website or submit any information about yourself or conduct any business through. This Agreement is also intended to be used in association with any other Agreement between You and Us.


(referred to as “We” or “Us” or “Our”) is the owner and operator of this website, its services and the materials thereon. By clicking on the “I agree with the Terms of Service/Agreement” checkbox / submit button on the Website, You acknowledge being advised that “We are neither a bank nor a financing institution and do not belong to the banking business.”

Commercially Reasonable Effort and No Guarantee

Due to unavoidable circumstances, delays in handling and posting Bill Payments by the Payee or financial institutions, some Payment transactions may take longer to be credited to your account. We do not take responsibility for late payment related charges that are a result of others actions or that are outside our control. You agree that We will take reasonable steps to ensure the validity of check(s) you enter into/through eCheckplan.com. We do not guarantee funds and in matters of non-availability of funds when processed through your financial institution, collecting the said funds is your responsibility. We do not guarantee that upon verification of funds, status of your client’s bank/financing account will not change prior to the withdrawal or depositing of funds. ACH transactions are not processed from our end unless You have been notified that Your account is approved for ACH credits and/or debits. By clicking the “I agree with the Terms of Service/Agreement” checkbox / submit button and thereafter utilizing the Website, you agree that all checks are processed directly to Your client’s banking/financing institution by Demand Draft, Check 21, or X9 (Image Cash Letter or Remote Deposit Capture) or sent to the address You provided for Your customer, as directed by You.

License , Access and Interference

The contents of this Website and the materials located are protected by copyright, trademark, trade secret and other laws and are the exclusive property of us and/or other owners. We grant you a limited, non-exclusive, revocable, non-assignable, non-sublicensable, non-transferable license to access and make personal use of the Website and the materials located.

This license does not include any resale, redistribution, replication, public display, republication or similar commercial use of this Website, its contents or materials located, except as expressly provided herein or any other agreement entered by you with us; any collection and use of material(s) located on the Website, descriptions, or prices; any derivative use of this Website or its contents or the materials located; any downloading or copying of account information for the benefit of any third party; or any use of data mining, robots, or similar data gathering and extraction tools.

This Website or any part of it or the materials located thereon are prohibited to be reproduced, duplicated, copied, sold, resold, visited, modified, disclosed, publicly displayed, reverse engineered, disassembled, decompiled or exploited for any commercial or other purpose without our written consent or as otherwise permitted in any other agreement with us.

You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information or materials (including images, text, page layout, or form) of ours or of any third party on the website without our written consent. You may not use meta tags or other “hidden text” with our name or trademarks without our written consent. Any unauthorized use of the Website, services or materials located will terminate the permission and license granted by us.

You may not post any material or information on the Website that is false, misleading, derogatory, defamatory, obscene, harassing, violative of the law or anyone’s rights or which we deem offensive. We possess the right to monitor your use or other users’ postings or other use of this Website. You may not use any logo or other proprietary graphic or trademark on the website as part of the link.

You will not use any device, software or routine to interfere or attempt to interfere with the working of the Website. We reserve all rights in the Website, Services and materials located that are not expressly granted under this Agreement and no additional rights or licenses are granted to you by implication, estoppel, course of dealing or otherwise.

Links To Third Party Website

We are not responsible for the availability of any other site to which the Website links. We do not endorse or take responsibility for the content, advertising, products or other materials made available through any other site. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of, or reliance on, any content, goods or services available on any other site. You should direct any concerns to that site’s administrator or webmaster.

Exclusion Of Warranties

Our site may use “cookies” to enhance User Experience. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to refuse cookies or even alert you when cookies are being sent.

If they do so, note that some parts of the site may not function properly.

Why we use collected information

To improve customer service

To respond to your customer service requests and support needs efficiently

Cookies & Tracking Technology

The Service and Related Documentation are provided “As Is” without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchant ability and fitness for the particular purpose.

You agree not to give or make available your password or other means to access your account to any unauthorized individuals. If you permit Authorized Users or other persons to use the Service or your password or other means to access your account, you are responsible for any transactions they authorize or process. If you believe that your password or other means to access your account has been lost or stolen or that someone may attempt to use the Service without your consent or has transferred money without your permission, you must notify us during customer service hours.

How We Protect Your Information

We implement security measures designed to protect your information from unauthorized access. We protect Your information by implementing certain technological security measures including encryption, firewalls and secure socket layer technology. However, these measures do not guarantee that the information will not be accessed, disclosed, altered or destroyed by breach of such firewalls and secure server software. By using Our Service, You acknowledge understanding and agreeing to assume these risks.