Accept Payments Securely, Efficiently, and Affordably | Trust Trusted by 1,000+ U.S. Businesses

Secure Payment Processing Solutions for U.S. Business!

eCheckPlan provides credit card, ACH, and eCheck payment processing for standard and high-risk businesses. With integrated bank account verification, recurring billing support, and no setup fees, you get a payment system that works for your business from day one.

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Bento Item 1
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Inventory Sync
Real-time updates
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No set up fee
No monthly fee
Free website integration
PCI-Compliant
Bank-Level Security
No set up fee
No monthly fee
Free website integration
PCI-Compliant
Bank-Level Security

eCheck Payment Processing Services!

Recurring Payment
Customer 1
Customer 1
Customer 2
Customer 2
Create eCheck
Verified
$
Check Visual

eCheckPlan lets your business accept electronic check payments directly from your customers' bank accounts. Our eCheck payment processing includes integrated bank account verification, which checks the validity of financial details before a transaction is processed, helping reduce failed payments and transaction errors.

The service supports online payment acceptance, recurring billing for subscription-based models, payment links, and a virtual terminal for manual transactions.

Learn More About eCheck Payment Processing

Credit Card Payment Processing Solutions!

In-Store Payment
POS Terminal
Easy Refunds & Chargeback Management

Process refunds in one click. Automated chargeback protection included.

Credit Card Processing
All Major Cards
Transaction Approved
POS Terminal
Wood Chair 001
Modern Design
$135.00
Real-Time Processing Rate: 1.6%
Or
Secure Payment
Transparent pricing with no hidden costs
Transaction Amount
Customer charge
$135.00
Processing Fee
1.6% competitive rate
- $2.16
Net Payable to Merchant
Deposited in 2-3 days
$132.84
Confirmed

eCheckPlan supports Credit Card Payment Processing for businesses that need to accept card payments online or in person. The platform handles one-time transactions, recurring billing, and subscription payments under a single account.

For in-person payments, eCheckPlan also helps businesses obtain POS systems from established providers, so you can accept card payments at your location without setting up a separate merchant account.

Learn More About Credit Card Processing

U.S. Business Incorporation Services!

Online Application

Online Application

Quick form submission with guided support

Document Preparation

Document Preparation

We prepare and verify all required documents

State Registration

State Registration

Official registration with your chosen state

U.S. Bank Account & Payments

U.S. Bank Account & Payments

Ready to accept payments immediately

eCheckPlan offers U.S. business incorporation services for entrepreneurs and companies outside the United States (worldwide) who want to establish a legal business presence in the U.S.

The process covers company registration, LLC formation support, and documentation assistance. Once your business is incorporated, you can access U.S.-based payment processing systems through eCheckPlan.

Learn More About U.S. Business Incorporation
HOW IT WORKS

Get Set Up and Start Accepting Payments Quickly!

Free Sign Up
Complete a simple application to create your account.
Verify Your Identity
Submit your business and personal details for identity and compliance verification.
Account Approval
Our underwriting team reviews your application and quickly approves qualified accounts.
Activate Your Account
Add your banking details, set your payment preferences, and connect your website or platform.
Start Processing Payments
Begin accepting payments with full access to your merchant Account dashboard.

Merchant Tools to Manage Your Payments!

All eCheckPlan merchants get a set of tools to help them monitor transactions, automate billing, and manage payment activity, all from one dashboard.

Merchant Tools

Check Verification Tool

Validate bank account details before processing a payment to reduce failed transactions and identify invalid financial data.

Check Verification
Verified
Valid • Sufficient Funds
#CHK-2024-5891
*******1234
******* 4782
Trustedge Bank

Transaction Dashboard

View payment activity, settlement status, and processing history in real time.

Today's Activity
Total Processed
$24.8K
↑ 12.5% this month
Transactions
143
↑ 4.5% this month
Success Rate
99.2% Excellent
Live data Updates every 30s

Recurring Billing

Set up automated payment schedules for subscription-based or retainer billing models.

Subscription Plan Active Subscriptions
Monthly Membership
$ 90.00
Monthly
December 11, 2025
In 30 days

Invoice Management

Create and send invoices with a payment link so customers can pay directly from the invoice.

Invoice #1847
To:Acme Corporation
Date:Nov 11, 2025
Professional Services$3,200.00
Consulting (20 hrs)$1,800.00
Fee (0%)0.00
Total$5,000.00

Virtual Terminal

Process eCheck payments manually for orders taken by phone, email, or other offline channels.

Process eCheck
Processing Payment...
Transaction ID: TXN-2024-89452
John Smith
.......1234
*******1234
$ 2,450.00
3-5 days
Trusted US Business
WHY CHOOSE US?

Why Businesses Choose eCheckPlan!

No Setup or Monthly Fees
Free Website Integration
Works for All Business Types
No Transaction Limits or Reserve Requirements
No Cancellation Fees
Dedicated Account Manager
Testimonials

What Our Clients Are Saying

Hear from people who've taken the leap—real stories from entrepreneurs and business owners who've turned their ideas into something bigger. Their journeys might just inspire yours.

I have been working with eCheckPlan for the last 6 months, and I truly feel it is the best eCheck processor I have used. I run a construction business, and big payments are very common for me. Before, my customers often felt uncomfortable sharing their bank details, which made things slow and a bit difficult. But when I started using eCheckPlan’s check invoicing feature, things got much easier. I just send them an invoice, and they can fill in their details themselves without any hesitation. This has made my payment process smooth and faster, and my clients feel more comfortable too. I highly recommend it to anyone dealing with high-value payments.

Hennah Dove

I have been using eCheckplan's eCheck services since last year, in December, and so far the services are good. Because I was exploring different-different options for my business and got rejected by most of because of my bad credit. I improved my credit score by using their check verification service that allows me to know the status of the bank account before depositing the checks. HIGHLY RECOMMENDED

Brenda Rogers

Using eCheckplan has been a total game-changer! Their e-check services make it super easy for me to handle payments. It's like they've taken all the complicated stuff and made it really simple. Everything flows smoothly now, like a well-oiled machine. And their support? It's just fantastic! They're like your reliable buddy, ready to help whenever you need them.

Elisabeth Rodriguez

With years of experience working with U.S. businesses, eCheckplan has earned its place as a reliable partner for payment processing and merchant services.

Transaction Verified!
Transaction Verified!

No suspicious activity detected

Fraud Detection
Fraud Detection

Get real-time monitoring & alerts

Secure Processing
Secure Processing

Encrypted & PCI Compliant

Ready to Start Accepting eCheck Payments?

Set up your eCheck account today with no setup fees!

Take your business payments to the next level.

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Merchant using the eCheckPlan virtual terminal dashboard
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