What is eCheckplan and How Does It Work?

eCheckplan is a payment processing company that specializes in providing eCheck Payment Processing and Merchant Account Solutions to businesses. The platform is designed to make transactions easier, faster, and more cost-effective for businesses of all sizes.

With eCheckplan, businesses can process payments electronically via eChecks and set up merchant accounts to accept various forms of payment, enhancing their ability to serve customers while minimizing operational complexities.

How Does eCheckplan Work?

eCheckplan makes it easy for businesses to set up and start processing payments with its user-friendly platform. Here’s how the process works:

1. Free Sign-Up

Begin by registering for free. Set up your account to prepare for seamless eCheck transactions, ensuring a quick and simple onboarding process.

2. Choose a Plan

Select a plan tailored to your business needs. Whether you’re a small startup, a medium-sized enterprise, or a large-scale operation, eCheckplan offers plans to match your requirements.

3. Verify Your Identity

To secure your account, complete the identity verification process. Submit the required documents, such as:

• Article of incorporation

• Employer Identification Number (EIN)

• Social Security Number (SSN)

• Driver’s license or passport

• Voided check or bank letter

This ensures compliance and safeguards your account.

4. Account Approval

Once your documents are submitted, eCheckplan’s underwriting team promptly reviews your application. Most eCheck Merchant accounts are approved within 24 business hours, minimizing delays and getting you started quickly.

5. Activate Your Account

After approval, activate your eCheck Merchant account by adding funds to your prepaid balance. eCheckplan operates like a prepaid billing system, ensuring you have sufficient balance for smooth payment processing.

6. Start Processing Payments

With your account activated, you’re ready to process eCheck payments. Enjoy the benefits of secure, efficient, and cost-effective transactions tailored to modern business needs.

eCheckplan’s Dashboard Features: –

After approval and activation, businesses gain access to eCheckplan’s intuitive dashboard, a feature-rich platform designed to make electronic check processing seamless and efficient. Below are the detailed tools and functionalities available on the dashboard:

1. Virtual Terminal

The virtual terminal serves as a secure interface for processing payments manually. Businesses can enter customer payment details directly into the system, making it ideal for:

• In-Person Payments: Collect payments in a physical setting without the need for additional hardware.

• Phone or Mail Orders: Accept payments from remote customers by entering their check details into the system.

The terminal supports fast, secure transactions and reduces reliance on traditional point-of-sale systems.

2. Invoices

Generate and manage digital invoices directly from the dashboard. This feature is tailored to simplify your billing process and improve customer payment experiences.

• Create professional, branded invoices in minutes.

• Send invoices to customers via email or shareable links.

• Track invoice statuses, including whether they’ve been viewed or paid.

By automating invoice generation, businesses can save time while maintaining a clear record of their billing activities.

3. Check Verifications

Protect your business from fraud and chargebacks with check verification tools. This feature helps you:

• Validate customer bank account details before processing payments.

• Ensure the check is linked to an active account with sufficient funds.

• Reduce the risk of errors, disputes, and financial losses.

it’s an essential tool for maintaining secure and trustworthy transactions.

4. Payroll

Simplify your payroll processes by using eChecks to pay employees, freelancers, or contractors directly through the dashboard. Key advantages include:

• Scheduling one-time or recurring payroll payments.

• Reducing payroll processing costs compared to issuing paper checks.

• Ensuring timely and secure transfers to employee accounts.

This tool is perfect for businesses of all sizes looking to streamline their payment workflows.

5. Recurring Checks

Automate regular payments with the recurring checks feature, an excellent solution for subscription-based services or long-term customer relationships.

• Set up fixed schedules for payments (weekly, monthly, etc.).

• Reduce administrative tasks by eliminating the need to process repeat payments manually.

• Enhance customer satisfaction with timely and reliable transactions.

This feature ensures you never miss a payment deadline while maintaining operational efficiency.

6. Submembers

The submembers feature allows you to add and manage team members within the eCheckplan platform. It’s designed for businesses that require collaboration or delegation of tasks.

• Assign specific roles and permissions to sub-users based on their responsibilities.

• Monitor activity logs to track sub-user actions for enhanced transparency.

• Maintain control over sensitive payment operations while sharing access with trusted team members.

This tool improves workflow management and ensures secure collaboration across your team

Conclusion: –

eCheckplan is an efficient, cost-effective, and secure solution for businesses looking to simplify their payment processes. With features like fraud prevention, recurring payments, and intuitive dashboards, eCheckplan streamlines payment operations while providing flexibility and reliability.

Whether you’re a small business owner or managing a large enterprise, eCheckplan ensures that payment processing is one less thing to worry about. Sign up today or contact eCheckplan at (800) 974-9661 or Support@eCheckplan.com to take your business to the next level with secure, fast, and affordable payment solutions.