How to Mail a Check: Step-by-Step Guide for You

Sending a check through the mail may seem like an old-school method in today’s digital age, but it’s still a common practice for many people. Whether you’re paying a bill, sending a gift, or making a donation, mailing a check can be a convenient and secure way to handle transactions. However, taking certain precautions is important to ensure your check reaches its destination safely and securely. In this guide, we’ll walk you through how to mail a check step by step and provide some essential tips to keep your money safe.

Why Mail a Check?

Before we dive into the nitty-gritty of how to mail a check, let’s briefly discuss why you might choose to do so in the first place. While electronic payment methods like eCheck Payments, credit cards, debit cards, and online banking are convenient, there are still some situations where mailing a check is preferable:

Privacy: Some people prefer to keep their financial transactions private and may not feel comfortable using electronic payment methods.

No Fees: Unlike some electronic payment methods, mailing a check usually doesn’t incur any fees.

No Bank Account Required: Not everyone has access to a bank account or prefers to use one. Mailing a check allows individuals without bank accounts to make payments.

Traditional Gift Giving: Sending a check by mail is a traditional and thoughtful way to give money as a gift for special occasions like weddings, graduations, or birthdays.

How to Mail a Check: Step-by-Step Guide for You

Tips for Mailing a Check Safely

Before you drop your check in the mailbox, here are some important tips to ensure its safe arrival:

1. Double-Check the Recipient’s Information

Before writing out your check, make sure you have the correct recipient’s name and address. An incorrect or incomplete address could result in your check getting lost in the mail or ending up in the wrong hands.

2. Use Secure Envelopes

Choose a sturdy envelope that’s less likely to tear or be damaged during transit. Additionally, consider using security envelopes that have a pattern or tint on the inside to prevent anyone from seeing through the envelope.

3. Seal the Envelope Properly

After inserting your check into the envelope, seal it securely using water or adhesive. Make sure there are no gaps or openings where the check could slip out.

4. Protect Against Alterations

To prevent anyone from altering the amount or payee of the check, consider using a pen with indelible ink when writing out the details. Additionally, you can draw a line through any blank spaces on the check to prevent unauthorized additions.

5. Track Your Mail

If you’re sending a valuable check or sensitive information, consider using a mailing service that offers tracking or delivery confirmation. This allows you to monitor the progress of your mail and ensures that it reaches its intended destination.

6. Notify the Recipient

Once you’ve sent the check, consider notifying the recipient so they know to expect it. This can help prevent any delays in processing or confusion about the payment.

Easy Steps to Mail a Check

Now that you’re armed with safety tips, let’s walk through the simple steps to mail a check:

Step 1: Fill Out the Check

Start by writing out the check as you normally would. Fill in the date, the recipient’s name, and the amount in both numerical and written form, and sign the check in the designated area.

Step 2: Prepare the Envelope

Take a clean envelope and address it to the recipient. Write the recipient’s name and address clearly and legibly. Remember to include any additional information, such as an apartment number or suite, to ensure accurate delivery.

Step 3: Insert the Check

Carefully fold the check and insert it into the envelope. Make sure it’s positioned securely and doesn’t slide around inside the envelope.

Step 4: Seal the Envelope

After inserting the check, seal the envelope securely. Press down firmly on the adhesive to ensure a tight seal. Consider using additional tape or a security seal if you’re concerned about tampering.

Step 5: Add Postage

Affix the appropriate amount of postage to the envelope based on its size and weight. You can either use stamps or visit a post office to have the envelope weighed and stamped.

Step 6: Drop it in the Mailbox

Once the envelope is properly sealed and stamped, it’s ready to be mailed. Drop it in the nearest mailbox or take it to a post office for delivery. If you’re using a mailing service with tracking, make sure to keep the tracking number for reference.


Mailing a check may seem like a simple task, but it’s important to take precautions to ensure its safe delivery. By following the tips outlined in this guide and following the easy steps, you can mail a check with confidence, knowing that your payment will reach its destination securely. So, the next time you need to send a check through the mail, you’ll be well-prepared to do so safely and efficiently.

Here are some common questions about mailing checks, along with their answers: –

Q: Is it safe to mail a check?

A: Yes, mailing a check can be safe as long as you take certain precautions, such as using a secure envelope, sealing it properly, and tracking your mail if necessary.

Q: Can I mail a check without an envelope?

A: It’s not recommended to mail a check without an envelope, as it could easily get lost or damaged during transit. Always use a sturdy envelope to protect your check.

Q: How long does it take for a mailed check to reach its destination?

A: The time it takes for a mailed check to reach its destination can vary depending on factors like the distance, mail volume, and the efficiency of the postal service. In general, it may take anywhere from a few days to a week for a mailed check to arrive.

Q: What should I do if my mailed check hasn’t been cashed?

A: If your mailed check hasn’t been cashed within a reasonable amount of time, you can contact the recipient to inquire about its status. If necessary, you can also cancel the check and issue a new one.

Q: Can I track a mailed check?

 A: Some mailing services offer tracking or delivery confirmation options, which allow you to monitor the progress of your mail and ensure its safe delivery. If you’re sending a valuable check or sensitive information, it may be worth using a service that provides tracking.

Q: What should I do if I make a mistake on the check?

 A: If you make a mistake on the check, such as writing the wrong amount or payee, you can void the check by writing “VOID” across it and issuing a new one. Be sure to notify the recipient if you void a check to avoid any confusion.

Q: Can I send a post-dated check by mail?

A: Yes, you can send a post-dated check by mail, but keep in mind that the recipient may choose to cash it before the date written on the check. It’s always a good idea to notify the recipient of the post-dated check to avoid any misunderstandings.

Q: Should I notify the recipient when I mail a check?

A: It’s a good idea to notify the recipient when you mail a check, especially if it’s for a significant amount or if timing is important. This can help ensure that they are aware of the payment and can be on the lookout for it.

Q: What should I do if my mailed check gets lost or stolen?

A: If your mailed check gets lost or stolen, you should contact your bank or financial institution as soon as possible to report the incident. They can help you determine the best course of action, such as canceling the check and issuing a new one.

Q: Can I send cash by mail instead of a check?

A: It’s generally not recommended to send cash by mail, as it can easily be lost or stolen. It’s safer to use a check or other secure payment methods when sending money through the mail.

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