Tisa StoneTisa Stone, Senior Content Writer at eCheckplan, has been crafting content in the payment processing industry for over seven years. With a background in fintech, payments, and merchant services, Tisa specializes in breaking down complex business payment topics into clear, actionable insights for business owners. In addition to writing educational articles, she contributes to content strategy and SEO planning for eCheckplan’s blog and resource hub.
If your business still handles paper checks—even occasionally—there’s something important you should understand: the Image Replacement Document, commonly called an IRD. Most business owners hear the term only when a bank mentions it. Few truly understand what it is, how it works, or why it matters. Let’s fix that. This guide explains IRDs in plain […]
Read MoreIf you’re selling research-only peptides in the United States, you already know one thing: getting a Peptide Merchant Account is harder than sourcing inventory. Most applications don’t get declined because of credit. They get declined due to compliance gaps, sloppy positioning, or websites that look like weight-loss clinics rather than research suppliers. Approval is possible. […]
Read MoreAI is taking over merchant services. Not in a dramatic “robots are coming” way. More in the real-world way that actually matters: approvals are faster, fraud tools are smarter, chargeback handling is less chaotic, and support doesn’t feel like a black hole. And if you run a business, this is not a “tech trend.” It […]
Read MorePaper checks were supposed to disappear years ago. Cards, ACH, wallets, crypto—everyone predicted checks would die quietly in a corner. They didn’t. Instead, checks evolved. And the single most important reason they survived is something most business owners barely understand: the substitute check, created under Check 21. If you’ve ever deposited a check without physically […]
Read MoreChecks never really disappeared. They just stopped looking like checks. Today, businesses still rely on checks for large payments, invoices, retainers, and B2B transactions. What changed is how those checks are created, handled, and controlled. Online check processing software has replaced paper as the center of the process. Online check processing software sits quietly in […]
Read MoreFor years, checks have been declared “dead.” And yet, here we are—still using them. Especially in small businesses. Rent payments. Vendor invoices. High-ticket B2B transactions. Even recurring client billing in certain industries. Checks never really went away. They just changed. That change came in the early 2000s with something called Check 21. If you’ve heard […]
Read MorePayments made easy, the way they should be.
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